Obamacare: And So It Begins……
With the new Obamacare exchanges due to roll out next week, people are beginning to discover just how unaffordable the “Affordable Care Act” is going to be. People like me are being told that we are focusing on the negative. Well, if it is going to have a negative impact on my wallet, I’m going to focus on it.
A friend of mine put a link to an Onion article saying “Man who understands 8% of Obamacare vigorously defends it from man who understands 5%”. For an Onion article, it was so-so. Not their best work. For those who don’t know, the Onion is a satirical site that pokes fun at the news.
What he didn’t intend was for people to start talking about Obamacare.
One person said that his sister in law’s deductibles were jumping from $300 to $3700, and the premiums went up. He also said that there were several similar comments to his sister in law’s link, and that he knows people who have been laid off because of Obamacare, but is unsure how he will be affected.
Another commenter said her company “was cheap” and won’t cover her completely. While she complains about that, she says that her coverage has a big deductible, but there is a second plan that she pays for that covers that deductible.
But the company is cheap and won’t take care of her.
Another friend of mine has seen her premiums triple to nearly $1000 a month for her, her husband and their two kids.
Mine will at the very least double, maybe even triple, and that’s the cheap insurance (assuming I just don’t decide to take the IRS penalty). I could get on my wife’s plan for about $600 a month or so. Yeah, that’s worth it. That’s 6 times what I pay now.
One of the big issues with this whole thing is since when is it the responsibility of the employer to pay for your health insurance? It used to be that people would try to get jobs that included insurance as a benefit, but not all jobs had such benefits. Lower wage jobs didn’t come with health insurance and a retirement plan, mostly because people were not intended to make flipping burgers a career.
All across the country, I’ve been reading stories about how people’s premiums are tripling at the very least.
In the latest budget fight, Republicans are urging the President to delay the individual mandate for a year, just like the employer mandate. Of course, he won’t do that, because it would mean that he couldn’t screw the people and blame Republicans for it in the next election cycle.
But this law is so bad that Congress has even exempted themselves from it. A friend of mine who is a big Obama supporter claims this isn’t true, that all they are doing is having the taxpayers pay for it. In other words, they are keeping the plan they already have.
There is no convincing him that he’s wrong about this. The law states that Congress must go through the Obamacare exchanges, but it is not supposed to be financed by the taxpayers. This led to a big stink as the Crybabies on Capitol Hill (the poorest of whom is worth $6 mil or so) began to whine until Obama relented and said the taxpayers could finance it. So, in other words, they exempted themselves from the law they created. It isn’t as simple as “keeping the plan they already had”. They whined and cried about it.
Again, Congress enacts a law that impacts the little people, and leaves them untouched.
Democrat Senator Joe Manchin (D-WV) has said that he would back legislation that called for a delay in the implementation of the individual mandate.
“Don’t put the mandate on the American public right now,” Manchin said. “Give them at least a year. If you know you couldn’t bring the corporate sector, you gave them a year, don’t you think it’d be fair?”
This puts pressure on red state Democrats to break rank, but Democrats such as Harry Reid and Nancy Pelosi believe that any delays only gives the Republicans more time to figure out a way to defeat it. According to Reid, anyone against this law (the Tea Party)are Anarchists and anti-government. I’m not a Tea Partier, but I must be an anarchist.
All of this comes about as the top story in the nightly news is that if Republicans don’t give up on their attempts to undermine Obamacare, the government will shut down.
Shut down? OMG! Whatever will we do? Does anyone remember the government shutdown of 1995/1996?
Neither do I.
I know that it “shut down”, but the reality is that “non-essential” workers will be sent home. In other words, the military is still working. Congress is still working. The President is still, errr…., “working”. Checks still go out, despite what they threaten, but the media reports it like there is an asteroid approaching earth, and we need Bruce Willis to save us all.
(As an aside, it should have been Ben Affleck who stayed behind, not Bruce Willis).
The government threatens complete anarchy if it were to shut down, but would anyone really notice?
During this budget/debt ceiling fight, White House spokesman Dan Pfeiffer compared Republicans to “arsonists, hostage-takers and suicide bombers”.
“What we’re not for is negotiating with people with a bomb strapped to their chest,” Pfeiffer said in an interview with CNN’s Jake Tapper Thursday afternoon. “We’re not going to do that.”
“Bombs strapped to their chests”. Really. How about calling them pedophiles? You forgot pedophiles.
But name calling is the only form of debate the Democrats understand, at least Democrats on Capitol Hill.
Members of the Chicago-based Service Employees International Union [SEIU] Local 1 have gone on strike over recent job cuts by a janitorial company called Professional Maintenance.
While the union claims that Obamacare is not the primary reason for the job cuts, other unions have warned this would happen. Of course, the SEIU was a major supporter of Obamacare, so they can’t admit they might have been wrong.
CNBC reports that some Americans are already blaming Obamacare for higher costs, and few report seeing any benefits.
What a shock. Anytime you create a ready made customer base that increases demand, prices go up. Basic economics 101.
Here’s what Obamacare is in reality: An attempt by private insurers to “corner the market”, so to speak, to have a captive customer base with which to make sure their shareholders reap the benefits of record profits.
Insurance experts say it is possible that insurance rates have gone up already because of the inclusion of new benefits mandate by the law, such as prohibiting limits on lifetime claims and free preventative services.
Does this mean that if I swing by the doctor’s office to have my oil changed, they’ll top off the rest of my fluids for free?